The Home Depot is Expanding its Credit Options for Pro Customers

The world’s largest home improvement retailer, Home Depot, is broadening its commercial lending offerings for Pro Customers and their businesses.

The Pro Xtra Credit Card, a new version of its Commercial Revolving Charge, and changes to its Commercial Account Card were all introduced by the business.

Citi Retail Services, one of North America’s largest and most experienced retail credit solution providers, powers both credit alternatives.

The enhanced commercial lending program at Home Depot seeks to save Pros time and money.

The Pro Xtra Credit Card can be linked to the Pro Xtra loyalty program, which allows registered customers to earn Pro Xtra Perks on card transactions four times faster.

Home Depot’s loyalty program, Pro Xtra, provides members-only incentives such as volume discounts, special product deals, paint awards, perks, and more.

Members earn a $100 reward when they open a new Pro Xtra Credit Card.

To make purchasing and billing easier, the Pro Xtra Credit Card and Commercial Account Card contain the following features:

  • Giving cards to the trusted staff so they can make transactions on their behalf.
  • A return term of up to a year, four times that of a non-commercial credit transaction.
  • Easy-to-read itemized billing statements, as well as streamlined purchase tracking options.
  • Citi Retail Services provides online account administration, which includes the ability to view, manage, and make online payments from any location.

Members of the Commercial Account Card will also benefit from flexible billing choices, such as a 2% early-pay rebate if the bill is paid online within 20 days or a 60-day payment window.

Learn more about Home Depot’s Credit Card Services by visiting your local store or going online

Vince Harvey
Vince Harvey
Vince is one of our building products correspondents based out of Boston, Massachusetts.

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